Mazda Financing Center at Island Mazda

It's the best time to buy a new or a used Mazda at Island Mazda. Our finance center team can help you obtain unique rates, saving you money on your next Mazda model near Springfield, NJ.

Question: Should you get a car loan, or should you lease a new Mazda? Each scenario has wonderful perks, and we're thrilled to help you explore all of them near Woodbridge, NJ.

The Benefits of Financing a New or a Used Mazda

When you finance a new or a used Mazda, you begin buying your vehicle through a loan. As you pay it down, you build equity and credit. Terms range from 12 to 84 months.

Adjusting your loan terms changes your monthly payment. Plus, since you're buying your Mazda, you can select your favorite trim (new models) and add Mazda accessories and packages (new/used models).

What are the Optimal Mazda Loan Terms?

Optimal loan terms depend entirely on your budget and your long-term plans. When purchasing a higher trim, an 84-month term can make the overall price doable. However, longer terms tend to incur more interest.

Shorter terms incur less interest, but your monthly payment is higher. You're welcome to refinance down the line as your finances change.

How to Make the Numbers Work

You'll never know what rates you're eligible for until you prequalify, so apply online today. There are many ways to improve your chances of getting competitive financing and great rates.

Use a co-signer, make a down payment or apply the value of a trade-in. Lowering your overall costs in any way makes the amount you need to borrow less risky to lenders. It also reduces the amount you have to pay over time.

Lease a New Mazda Near Avenel, Today

Leasing might be a good fit if you like the idea of lowering car payments and driving a brand-new vehicle around Carteret, NJ. Lease Mazda models are late-model vehicles.

They have must-have tech, safety, and low mileage. They also have no mechanical issues. Leasing is an economical, temporary way to rent your favorite Mazda models for two to three or more years without stressing your budget.

Should You Get a Loan or a Lease?

You might prefer financing the cost of your car if you want a specific trim, like to own your vehicle and customize it. There are no mileage restrictions when you finance your Mazda.

Leasing is superb when you want a new, capable, affordable, tech-rich Mazda model for one to three years. Lease models come with lease maintenance that covers routine attention at our dealership near Brooklyn.

Lease-End Flexibility

When your Mazda lease term ends, you have several options. You can return your Mazda lease to us or another authorized Mazda dealer. You can purchase your Mazda lease.

Or you can lease or buy another new Mazda, either the same or a different one. Our dedicated team is always on hand to offer info and suggestions when you complete your lease term.

Spotlighting the Mazda Fleet

Mazda's fleet is widely known and highly respected. The Miata is still the preferred entry-level sports car among enthusiasts. The Mazda3 comes in spacious sedan and hatchback body styles.

Mazda's SUVs and crossovers are the CX-5, the CX-50, the CX-90 (gas and PHEV) and the CX-70. There is also an electric compact crossover, the MX-30 EV. Mazda vehicles win awards for their efficiency, power, tech, and safety.

Applying Online

It's easy to apply online. You only need to enter some basic info, and you can get an answer in seconds. Prequalifying or preapproval makes it easier to get a loan, negotiate wonderful rates, and allows you to focus on selecting your next ride, its accessories, and packages.

Apply today, then visit us for a test drive. Our Staten Island team can't wait to make your acquaintance.

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Contact Information

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Contact

Island Mazda

1580 Hylan Boulevard
Directions Staten Island, NY 10305

  • Sales: 844-667-0618
  • Service: 844-667-0618
  • Parts: 844-667-0618

Hours

  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-6:00PM
  • SundayClosed
  1. Island Mazda

    1580 Hylan Boulevard
    Staten Island, NY 10305

    • Sales: 844-667-0618
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Get in Touch

  • Contact our Sales Department at: 844-667-0618
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-6:00PM
  • SundayClosed